1. Website use
These Terms & Conditions govern your use of the SILAM Finance website. By using this website, you agree to comply with these terms and applicable laws. If you do not agree, please do not use the website.
2. Information on this website
We aim to keep website information accurate and current, but information may change without notice. Website content is provided for general information and educational purposes only.
Information on this website does not take into account your personal objectives, financial situation or needs and should not be treated as personal financial advice, credit advice or a recommendation to enter into a particular credit contract.
3. Loan calculator
Any calculator or repayment estimate provided on this website is an illustration only. Results may not reflect the actual rate, fees, loan structure, lender policy or borrowing capacity that may apply to you.
You should obtain and review formal lending documentation before relying on any particular loan cost or repayment amount.
4. Enquiries and appointments
Submitting an enquiry or booking an appointment does not guarantee that finance will be available, that a particular lender will be considered, or that an application will be approved.
A confirmed appointment does not itself create a credit contract or an obligation for SILAM Finance to arrange finance.
5. Intellectual property
Unless otherwise stated, website content including text, branding, graphics, logos, layout and other materials is owned by or licensed to SILAM Finance. You must not reproduce, modify, republish, distribute or commercially exploit website content without appropriate permission, except where permitted by law.
6. Third-party links and services
The website may include links to third-party websites or use third-party services. Those third parties may have their own terms and privacy practices. SILAM Finance does not control every third-party service and does not guarantee the accuracy, availability or security of third-party websites.
7. Website availability and security
We do not guarantee that the website will always be available, uninterrupted or free from errors. To the extent permitted by law, we are not responsible for loss caused by website downtime, technical faults, malicious code or events outside our reasonable control.
8. Liability
Nothing in these terms excludes, restricts or modifies any right, guarantee or remedy that cannot lawfully be excluded, restricted or modified.
To the extent permitted by law, SILAM Finance excludes liability for loss arising from reliance on general website information, except to the extent that such liability cannot lawfully be excluded.
9. Privacy
Your use of this website may involve the collection of personal information. Please review our Privacy Policy for information about how we handle personal information.
10. Changes to these terms
We may update these Terms & Conditions from time to time. The updated version will be posted on this page with a revised “Last updated” date.
11. Governing law
These Terms & Conditions are governed by the laws applicable in New South Wales, Australia, unless applicable law requires otherwise.