@import url("site-chrome.css");

/* ---------- RESET / GLOBAL ---------- */

html {
    scroll-behavior: smooth;
    scroll-padding-top: var(--nav-height);
}

body {
    margin: 0;
    overflow-x: hidden;
    background: var(--paper);
    color: var(--ink);
    font-family: "DM Sans", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    -webkit-font-smoothing: antialiased;
}

img {
    display: block;
    max-width: 100%;
}

a {
    text-decoration: none;
}

button,
a {
    -webkit-tap-highlight-color: transparent;
}

::selection {
    color: var(--paper);
    background: var(--blueberry);
}

.section-padding {
    padding-block: 120px;
}

/* ---------- HERO ---------- */

.hero {
    position: relative;
    isolation: isolate;
    min-height: 100vh;
    overflow: hidden;
    background:
        radial-gradient(ellipse 55% 42% at 83% 17%, rgba(140, 193, 233, .68), transparent 72%),
        radial-gradient(ellipse 45% 55% at 7% 78%, rgba(67, 139, 196, .24), transparent 72%),
        linear-gradient(135deg, var(--paper) 0%, var(--paper) 28%, #eaf6fc 57%, var(--sky-light) 100%);
}

.hero .container {
    position: relative;
    z-index: 3;
}

.hero .row {
    min-height: 100vh;
    padding-top: calc(var(--nav-height) / 2);
    padding-bottom: 40px;
}

.hero-copy {
    padding-top: 20px;
}

.eyebrow {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 22px;
    color: var(--blueberry);
    font-size: .68rem;
    font-weight: 800;
    letter-spacing: .18em;
}

.eyebrow span {
    width: 28px;
    height: 2px;
    border-radius: 999px;
    background: var(--blueberry);
}

.hero h1 {
    max-width: 760px;
    margin: 0;
    color: var(--ocean);
    font-size: clamp(3.25rem, 6.7vw, 6.8rem);
    font-weight: 500;
    line-height: .91;
    letter-spacing: -.065em;
}

.hero h1 span,
.section-title span {
    color: var(--blueberry);
    font-family: Georgia, "Times New Roman", serif;
    font-style: italic;
    font-weight: 400;
}

.hero-text {
    max-width: 590px;
    margin: 28px 0 24px;
    color: var(--copy);
    font-size: 1.02rem;
    line-height: 1.85;
}

.hero-points {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    max-width: 570px;
    gap: 10px 24px;
    margin-bottom: 28px;
}

.hero-points div {
    color: var(--ink);
    font-size: .88rem;
    font-weight: 600;
}

.hero-points i {
    margin-right: 7px;
    color: var(--blueberry);
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 20px;
}

.text-link,
.service-card a {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    color: var(--blueberry) !important;
    font-weight: 700;
}

.text-link:hover,
.service-card a:hover {
    gap: 10px;
}

.hero-note {
    display: flex;
    align-items: center;
    gap: 8px;
    margin: 24px 0 0;
    color: rgba(23, 54, 83, .68);
    font-size: .78rem;
}

.hero-note i {
    color: var(--gold);
}

/* Decorative hero glows */

.hero-glow {
    position: absolute;
    z-index: 0;
    pointer-events: none;
    border-radius: 50%;
}

.hero-glow-one {
    top: 8%;
    right: -12%;
    width: 58vw;
    height: 38vw;
    background: radial-gradient(ellipse, rgba(67, 139, 196, .18), transparent 70%);
    filter: blur(22px);
}

.hero-glow-two {
    right: 24%;
    bottom: 2%;
    width: 34vw;
    height: 24vw;
    background: radial-gradient(ellipse, rgba(214, 180, 90, .10), transparent 70%);
    filter: blur(24px);
}

/* Hero visual */

.hero-visual {
    position: relative;
    width: min(100%, 620px);
    min-height: 620px;
    margin-inline: auto;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-image-frame {
    position: relative;
    width: min(100%, 520px);
    aspect-ratio: 4 / 5;
    overflow: hidden;
    border: 8px solid rgba(255, 248, 231, .76);
    border-radius: 38% 62% 48% 52% / 46% 40% 60% 54%;
    outline: 1px solid rgba(18, 40, 75, .08);
    box-shadow: 0 35px 80px rgba(18, 40, 75, .18), 0 0 80px rgba(140, 193, 233, .18);
}

.hero-image-frame img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transform: scale(1.04);
    filter: saturate(.94) contrast(.98);
}

.hero-image-frame::after {
    content: "";
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: linear-gradient(125deg, rgba(255, 248, 231, .18), transparent 32%, rgba(67, 139, 196, .08));
    mix-blend-mode: screen;
}

.hero-stat {
    position: absolute;
    z-index: 4;
    display: flex;
    flex-direction: column;
    gap: 3px;
    min-width: 155px;
    padding: 17px 20px;
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 18px;
    background: rgba(18, 40, 75, .92);
    color: var(--white);
    box-shadow: 0 18px 45px rgba(18, 40, 75, .18);
    backdrop-filter: blur(12px);
}

.hero-stat strong {
    color: var(--sky);
    font-size: 1.6rem;
    line-height: 1;
}

.hero-stat span {
    color: rgba(255, 255, 255, .76);
    font-size: .75rem;
}

.hero-stat-one {
    top: 12%;
    left: 2%;
}

.hero-stat-two {
    right: 0;
    bottom: 13%;
}

.sun-shape {
    position: absolute;
    right: 2%;
    top: 3%;
    z-index: -1;
    width: 210px;
    height: 210px;
    border-radius: 47% 53% 60% 40% / 53% 44% 56% 47%;
    background: radial-gradient(circle, rgba(214, 180, 90, .14) 0 22%, rgba(214, 180, 90, .05) 44%, transparent 70%);
    filter: blur(2px);
}
.navbar-brand-name{
    display:flex;
    flex-direction:column;
    font-size:19px;
    line-height:1;
    letter-spacing:.08em;
    font-weight:700;
    color:#17324d;
}
.navbar-brand-name strong{
    margin-top:3px;
    font-size:9px;
    letter-spacing:.28em;
    font-weight:700;
    color:#b88924;
}

/* ---------- TRUST BAR ---------- */

.trust-bar {
    position: relative;
    overflow: hidden;
    padding: 34px 0;
    background:
        radial-gradient(ellipse 55% 150% at 10% 50%, rgba(140, 193, 233, .82), transparent 62%),
        radial-gradient(ellipse 45% 120% at 75% 0%, rgba(0, 85, 160, .45), transparent 65%),
        linear-gradient(110deg, #8cc1e9 0%, #438bc4 45%, #0055a0 100%);
}

.trust-bar .container {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
}

.trust-intro {
    flex: 0 0 auto;
}

.trust-intro span {
    display: block;
    margin-bottom: 5px;
    color: rgba(255, 248, 231, .72);
    font-size: .64rem;
    font-weight: 800;
    letter-spacing: .16em;
}

.trust-intro strong {
    color: var(--white);
    font-size: 1.25rem;
    line-height: 1.05;
}

.lender-list {
    display: grid;
    grid-template-columns: repeat(4, auto);
    justify-content: end;
    gap: 14px 34px;
    color: rgba(255, 248, 231, .88);
    font-size: .8rem;
    font-weight: 700;
    letter-spacing: .06em;
}

/* ---------- SECTION HEADINGS ---------- */

.section-label {
    position: relative;
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin: 0 0 15px;
    color: var(--blueberry);
    font-size: .68rem;
    font-weight: 800;
    letter-spacing: .16em;
}

.section-label::before {
    content: "";
    width: 24px;
    height: 2px;
    border-radius: 999px;
    background: currentColor;
}

.section-title {
    margin: 0;
    color: var(--ocean);
    font-size: clamp(2.5rem, 4.5vw, 4.5rem);
    font-weight: 500;
    line-height: .98;
    letter-spacing: -.045em;
}

.large-copy {
    color: var(--copy);
    font-size: 1rem;
    line-height: 1.8;
}

.section-heading {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 45px;
    margin-bottom: 52px;
}

.section-heading > p {
    max-width: 510px;
    margin: 0;
    color: var(--copy);
    line-height: 1.8;
}

/* ---------- ABOUT ---------- */

.about {
    background: var(--paper);
}

.about-image {
    position: relative;
    width: min(100%, 470px);
    margin-inline: auto;
}

.about-image img {
    width: 100%;
    aspect-ratio: 4 / 5;
    object-fit: cover;
    border: 8px solid rgba(255, 255, 255, .65);
    border-radius: 48% 52% 45% 55% / 55% 42% 58% 45%;
    box-shadow: 0 28px 65px rgba(18, 40, 75, .15);
}

.about-badge {
    position: absolute;
    right: -18px;
    bottom: 30px;
    display: flex;
    flex-direction: column;
    padding: 15px 20px;
    border-radius: 22px 28px 22px 30px;
    background: var(--blueberry);
    color: var(--paper);
    box-shadow: 0 14px 32px rgba(18, 40, 75, .14);
}

.about-badge strong {
    font-size: 1.1rem;
    letter-spacing: .08em;
}

.about-badge span {
    font-size: .72rem;
    opacity: .8;
}

.about-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
    margin-top: 30px;
}

.about-grid > div {
    min-height: 150px;
    padding: 22px;
    border: 1px solid var(--line);
    border-radius: 24px;
    background: rgba(255, 255, 255, .56);
    transition: transform .3s ease, background .3s ease, box-shadow .3s ease;
}

.about-grid > div:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, .86);
    box-shadow: var(--shadow);
}

.about-grid i {
    display: inline-flex;
    margin-bottom: 14px;
    color: var(--blueberry);
    font-size: 1.25rem;
}

.about-grid h4 {
    margin: 0 0 6px;
    color: var(--ocean);
    font-size: 1rem;
}

.about-grid p {
    margin: 0;
    color: var(--copy);
    font-size: .82rem;
    line-height: 1.65;
}

/* ---------- SERVICES ---------- */

.services {
    position: relative;
    background:
        radial-gradient(ellipse 80% 55% at 90% 0%, rgba(140, 193, 233, .48), transparent 62%),
        radial-gradient(ellipse 55% 50% at 0% 100%, rgba(67, 139, 196, .18), transparent 66%),
        #dceef9;
}

.service-card {
    position: relative;
    height: 100%;
    min-height: 330px;
    padding: 30px;
    border: 1px solid rgba(18, 40, 75, .08);
    border-radius: 28px;
    background: rgba(255, 255, 255, .66);
    box-shadow: 0 18px 45px rgba(18, 40, 75, .06);
    transition: transform .3s ease, background .3s ease, box-shadow .3s ease, border-color .3s ease;
}

.service-card:hover {
    transform: translateY(-8px);
    background: rgba(255, 255, 255, .88);
    border-color: rgba(0, 85, 160, .16);
    box-shadow: 0 26px 60px rgba(18, 40, 75, .12);
}

.service-number {
    position: absolute;
    top: 22px;
    right: 25px;
    color: rgba(18, 40, 75, .32);
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: .08em;
}

.service-icon {
    width: 54px;
    height: 54px;
    display: grid;
    place-items: center;
    margin-bottom: 24px;
    border-radius: 16px;
    background: rgba(0, 85, 160, .08);
    color: var(--blueberry);
    font-size: 1.3rem;
}

.service-card h3 {
    margin: 0 0 12px;
    color: var(--ocean);
    font-size: 1.35rem;
}

.service-card p {
    margin: 0 0 24px;
    color: var(--copy);
    font-size: .88rem;
    line-height: 1.75;
}

.service-card a {
    margin-top: auto;
    font-size: .82rem;
}

.service-card.featured {
    color: var(--white);
    background:
        radial-gradient(ellipse at 85% 10%, rgba(140, 193, 233, .20), transparent 45%),
        linear-gradient(145deg, var(--ocean), var(--blueberry));
    border-color: rgba(140, 193, 233, .20);
}

.service-card.featured h3,
.service-card.featured p {
    color: var(--white);
}

.service-card.featured p {
    opacity: .78;
}

.service-card.featured .service-number {
    color: rgba(255, 255, 255, .45);
}

.service-card.featured .service-icon {
    background: rgba(140, 193, 233, .12);
    color: var(--sky);
}

.service-card.featured a {
    color: var(--sky) !important;
}

/* Bootstrap columns need flex stretching for equal-height cards */
.services .row > [class*="col-"],
.process-grid > * {
    display: flex;
}

.services .row > [class*="col-"] > .service-card {
    width: 100%;
}

/* ---------- WHY BROKER ---------- */

.why-broker {
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(ellipse 60% 80% at 8% 15%, rgba(67, 139, 196, .35), transparent 62%),
        radial-gradient(ellipse 50% 70% at 92% 85%, rgba(140, 193, 233, .18), transparent 65%),
        linear-gradient(135deg, var(--ocean), var(--blueberry));
}

.why-broker .section-title,
.why-broker .large-copy {
    color: var(--white);
}

.why-broker .section-label {
    color: var(--sky);
}

.benefit-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
}

.benefit {
    position: relative;
    min-height: 270px;
    padding: 28px;
    border: 1px solid rgba(140, 193, 233, .16);
    border-radius: 26px;
    background: rgba(255, 255, 255, .07);
    backdrop-filter: blur(8px);
    transition: transform .3s ease, background .3s ease;
}

.benefit:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, .11);
}

.benefit > span {
    display: block;
    margin-bottom: 42px;
    color: rgba(255, 255, 255, .45);
    font-size: .72rem;
    font-weight: 800;
}

.benefit i {
    display: block;
    margin-bottom: 20px;
    color: var(--sky);
    font-size: 1.45rem;
}

.benefit h3 {
    margin: 0 0 10px;
    color: var(--white);
    font-size: 1.1rem;
}

.benefit p {
    margin: 0;
    color: rgba(255, 255, 255, .72);
    font-size: .82rem;
    line-height: 1.7;
}

/* =========================================
   HOW IT WORKS
   ========================================= */

.process {
    position: relative;
    overflow: hidden;
}

.process-heading {
    max-width: 720px;
    margin: 0 auto 70px;
}

.process-intro {
    max-width: 600px;
    margin: 18px auto 0;
    font-size: 17px;
    line-height: 1.7;
    color: #64748b;
}


/* TIMELINE */

.process-timeline {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}


/* Connecting line */

.process-timeline::before {
    content: "";
    position: absolute;

    top: 39px;
    left: 10%;
    right: 10%;

    height: 2px;

    background: linear-gradient(
        90deg,
        rgba(30, 90, 130, 0.08),
        rgba(30, 90, 130, 0.3),
        rgba(30, 90, 130, 0.08)
    );

    z-index: 0;
}


/* STEP */

.process-step {
    position: relative;
    z-index: 1;
}


/* Number circle */

.process-marker {
    width: 78px;
    height: 78px;

    margin: 0 auto 24px;

    border-radius: 50%;

    background: #ffffff;

    border: 1px solid rgba(30, 90, 130, 0.15);

    display: flex;
    align-items: center;
    justify-content: center;

    box-shadow:
        0 10px 30px rgba(30, 65, 100, 0.10);
}

.process-marker span {
    width: 58px;
    height: 58px;

    border-radius: 50%;

    display: flex;
    align-items: center;
    justify-content: center;

    background: #0f6b8f;
    color: #ffffff;

    font-size: 14px;
    font-weight: 700;
    letter-spacing: 0.08em;
}


/* CARD */

.process-card {
    position: relative;

    height: 100%;

    padding: 32px 28px;

    background: #ffffff;

    border: 1px solid rgba(30, 65, 100, 0.08);

    border-radius: 22px;

    box-shadow:
        0 12px 35px rgba(30, 65, 100, 0.07);

    transition:
        transform 0.3s ease,
        box-shadow 0.3s ease,
        border-color 0.3s ease;
}

.process-card:hover {
    transform: translateY(-8px);

    border-color: rgba(30, 107, 143, 0.20);

    box-shadow:
        0 20px 45px rgba(30, 65, 100, 0.12);
}


/* Icon */

.process-icon {
    width: 48px;
    height: 48px;

    margin-bottom: 22px;

    border-radius: 14px;

    display: flex;
    align-items: center;
    justify-content: center;

    background: rgba(15, 107, 143, 0.08);

    color: #0f6b8f;

    font-size: 21px;
}


/* Step label */

.process-label {
    display: block;

    margin-bottom: 8px;

    font-size: 11px;
    font-weight: 700;

    letter-spacing: 0.14em;

    color: #0f6b8f;
}


/* Heading */

.process-card h3 {
    margin-bottom: 12px;

    font-size: 23px;
    font-weight: 700;

    color: #17324d;
}


/* Description */

.process-card > p {
    margin-bottom: 22px;

    color: #64748b;

    font-size: 14px;
    line-height: 1.7;
}


/* Checklist */

.process-card ul {
    list-style: none;

    padding: 0;
    margin: 0;
}

.process-card li {
    display: flex;
    align-items: flex-start;
    gap: 9px;

    margin-bottom: 10px;

    color: #475569;

    font-size: 13px;
    line-height: 1.5;
}

.process-card li i {
    flex-shrink: 0;

    margin-top: 2px;

    color: #0f6b8f;

    font-size: 15px;
}


/* CTA */

.process-cta {
    margin-top: 55px;

    padding: 28px 32px;

    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 25px;

    border-radius: 22px;

    background: #f4f8fb;

    border: 1px solid rgba(30, 65, 100, 0.07);
}

.process-cta span {
    display: block;

    margin-bottom: 6px;

    font-size: 11px;
    font-weight: 700;

    letter-spacing: 0.13em;

    color: #0f6b8f;
}

.process-cta h3 {
    margin: 0;

    font-size: 22px;
    color: #17324d;
}


/* =========================================
   TABLET
   ========================================= */

@media (max-width: 991px) {

    .process-timeline {
        grid-template-columns: repeat(2, 1fr);
        gap: 45px 20px;
    }

    .process-timeline::before {
        display: none;
    }

    .process-cta {
        align-items: flex-start;
        flex-direction: column;
    }
}


/* =========================================
   MOBILE
   ========================================= */

@media (max-width: 575px) {

    .process-heading {
        margin-bottom: 45px;
    }

    .process-intro {
        font-size: 15px;
    }

    .process-timeline {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .process-marker {
        width: 64px;
        height: 64px;

        margin-left: 0;
        margin-bottom: 15px;
    }

    .process-marker span {
        width: 48px;
        height: 48px;

        font-size: 12px;
    }

    .process-card {
        padding: 26px 22px;
        border-radius: 18px;
    }

    .process-card h3 {
        font-size: 21px;
    }

    .process-cta {
        padding: 24px 22px;
    }

    .process-cta h3 {
        font-size: 19px;
    }

    .process-cta .custom-btn {
        width: 100%;
        text-align: center;
    }
}
/* ---------- FAQ ---------- */

.faq {
    background:
        radial-gradient(ellipse 70% 60% at 15% 10%, rgba(140, 193, 233, .62), transparent 68%),
        radial-gradient(ellipse 65% 55% at 90% 90%, rgba(67, 139, 196, .22), transparent 65%),
        linear-gradient(150deg, #dceef9 0%, var(--paper) 100%);
}

.faq-accordion {
    max-width: 920px;
    margin-inline: auto;
}

.faq .accordion-item {
    overflow: hidden;
    margin-bottom: 10px;
    border: 1px solid rgba(18, 40, 75, .10);
    border-radius: 18px !important;
    background: rgba(255, 248, 231, .38);
}

.faq .accordion-button {
    padding: 22px 24px;
    color: var(--ocean);
    background: rgba(255, 248, 231, .46);
    font-weight: 700;
    box-shadow: none;
}

.faq .accordion-button:not(.collapsed) {
    color: var(--blueberry);
    background: rgba(255, 248, 231, .80);
    box-shadow: none;
}

.faq .accordion-button:focus {
    box-shadow: 0 0 0 3px rgba(0, 85, 160, .12);
}

.faq .accordion-body {
    padding: 0 24px 22px;
    color: var(--copy);
    font-size: .9rem;
    line-height: 1.8;
}

/* ---------- RESPONSIVE ---------- */

@media (max-width: 1199.98px) {
    .hero h1 {
        font-size: clamp(3.2rem, 6vw, 5.8rem);
    }

    .hero-visual {
        min-height: 560px;
    }

    .benefit-grid,
    .process-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .footer-top {
        grid-template-columns: 1.2fr 1fr 1fr;
    }

    .footer-contact {
        grid-column: span 3;
    }
}

@media (max-width: 991.98px) {
    :root {
        --nav-height: 74px;
    }

    .navbar-collapse {
        margin-top: 10px;
        padding: 12px;
        border-radius: 0 0 18px 18px;
        background: rgba(255, 248, 231, .98);
        box-shadow: 0 18px 35px rgba(18, 40, 75, .08);
    }

    .hero .row {
        min-height: auto;
        padding-top: 125px;
        padding-bottom: 70px;
    }

    .hero-copy {
        padding-top: 0;
    }

    .hero-visual {
        min-height: 540px;
    }

    .section-heading {
        align-items: flex-start;
        flex-direction: column;
        gap: 20px;
    }

    .section-heading > p {
        max-width: 700px;
    }

    .trust-bar .container {
        align-items: flex-start;
        flex-direction: column;
    }

    .lender-list {
        width: 100%;
        grid-template-columns: repeat(4, 1fr);
        justify-content: start;
    }
}

@media (max-width: 767.98px) {
    .section-padding {
        padding-block: 88px;
    }

    .hero h1 {
        font-size: clamp(3rem, 15vw, 5rem);
    }

    .hero-text {
        font-size: .95rem;
    }

    .hero-points {
        grid-template-columns: 1fr;
    }

    .hero-actions {
        align-items: flex-start;
        flex-direction: column;
        gap: 16px;
    }

    .hero-visual {
        min-height: 440px;
    }

    .hero-image-frame {
        width: min(100%, 420px);
        border-width: 6px;
        border-radius: 34% 66% 48% 52% / 48% 38% 62% 52%;
    }

    .hero-stat {
        min-width: 130px;
        padding: 13px 15px;
    }

    .hero-stat-one {
        left: 0;
        top: 10%;
    }

    .hero-stat-two {
        right: 0;
        bottom: 8%;
    }

    .sun-shape {
        width: 130px;
        height: 130px;
    }

    .trust-bar {
        padding-block: 28px;
    }

    .lender-list {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px 20px;
    }

    .about-grid,
    .benefit-grid,
    .process-grid {
        grid-template-columns: 1fr;
    }

    .about-grid > div,
    .benefit,
    .process-step {
        min-height: auto;
    }

    .stat-item {
        min-height: 125px;
        padding: 24px 12px;
        border-right: 0;
        border-bottom: 1px solid rgba(255, 248, 231, .12);
    }

    .stat-item:nth-child(odd) {
        border-right: 1px solid rgba(255, 248, 231, .12);
    }

    .stat-item:nth-child(3),
    .stat-item:nth-child(4) {
        border-bottom: 0;
    }

    .section-title {
        font-size: clamp(2.35rem, 11vw, 3.4rem);
    }

    .service-card {
        min-height: 300px;
    }
}

@media (max-width: 479.98px) {
    .hero .row {
        padding-top: 112px;
    }

    .hero h1 {
        font-size: 2.95rem;
    }

    .hero-stat {
        min-width: 118px;
    }

    .hero-stat strong {
        font-size: 1.35rem;
    }

    .hero-stat span {
        font-size: .68rem;
    }

    .about-badge {
        right: 0;
    }

    .lender-list {
        font-size: .72rem;
    }
}

/* ---------- ACCESSIBILITY / MOTION ---------- */

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    *,
    *::before,
    *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }

    .service-card:hover,
    .about-grid > div:hover,
    .benefit:hover,
    .process-step:hover,
    .custom-btn:hover,
    .scroll-top:hover {
        transform: none;
    }
}
/* =========================================
   LENDER LOGO CAROUSEL
   ========================================= */

.trust-bar {
    overflow: visible;
}

.lender-carousel {
    width: 100%;
    overflow: hidden;
    position: relative;
    margin-top: 24px;

    mask-image: linear-gradient(
        to right,
        transparent 0,
        black 40px,
        black calc(100% - 40px),
        transparent 100%
    );

    -webkit-mask-image: linear-gradient(
        to right,
        transparent 0,
        black 40px,
        black calc(100% - 40px),
        transparent 100%
    );
}

.lender-track {
    display: flex;
    align-items: center;
    gap: 14px;
    width: max-content;
    animation: lenderScroll 45s linear infinite;
}

.lender-carousel:hover .lender-track {
    animation-play-state: paused;
}

.lender-logo {
    width: 190px;
    height: 100px;
    flex: 0 0 190px;

    background: #ffffff;
    border-radius: 18px;

    display: flex;
    align-items: center;
    justify-content: center;

    padding: 20px;

    box-shadow:
        0 8px 25px rgba(30, 65, 100, 0.08);

    transition:
        transform 0.3s ease,
        box-shadow 0.3s ease;
}

.lender-logo:hover {
    transform: translateY(-4px);

    box-shadow:
        0 14px 35px rgba(30, 65, 100, 0.14);
}

.lender-logo img {
    display: block;

    width: 100%;
    height: 100%;

    max-width: 175px;
    max-height: 60px;

    object-fit: contain;
}

@keyframes lenderScroll {
    from {
        transform: translateX(0);
    }

    to {
        transform: translateX(calc(-50% - 1px));
    }
}

@media (max-width: 768px) {
    .lender-carousel {
        margin-top: 20px;
    }
    .lender-track {
        gap: 14px;
        animation-duration: 35s;
    }
    .lender-logo {
        width: 150px;
        height: 82px;
        flex-basis: 150px;

        padding: 15px;
        border-radius: 14px;
    }
    .lender-logo img {
        max-width: 120px;
        max-height: 48px;
    }
}

@media (prefers-reduced-motion: reduce) {

    .lender-track {
        animation: none;
    }
}