@import url("site-chrome.css");


*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-height:100vh;font-family:"DM Sans",system-ui,sans-serif;color:var(--text);background:linear-gradient(180deg,var(--paper),#fffdf7 48%,var(--paper));line-height:1.65;-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}button,input{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.site-logo{height:52px;width:auto;display:block}.nav-link{font-size:.88rem;font-weight:600;color:var(--navy-soft)!important;margin:0 4px}.nav-link:hover,.nav-link.active-page{color:var(--blue)!important}.section-label{display:inline-flex;align-items:center;gap:9px;padding:7px 13px;border-radius:999px;background:rgba(23,105,170,.08);border:1px solid rgba(23,105,170,.1);color:var(--blue);font-size:.74rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}.section-label:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(212,173,85,.13)}h1,h2,h3,h4{color:var(--navy);font-weight:700;letter-spacing:-.035em}h2 span,h1 span{font-family:"Bodoni Moda",Georgia,serif;font-style:italic;color:var(--blue);font-weight:500}.guide-hero{position:relative;overflow:hidden;min-height:calc(100vh - 20px);padding:145px 0 85px;background:radial-gradient(ellipse 55% 55% at 90% 8%,rgba(140,193,233,.42),transparent 70%),radial-gradient(ellipse 45% 50% at 0 90%,rgba(212,173,85,.13),transparent 70%),linear-gradient(135deg,var(--paper),#f7fbfd 58%,#dceef9)}.hero-orb{position:absolute;border-radius:50%;filter:blur(3px);pointer-events:none}.orb-one{width:430px;height:430px;right:-180px;top:170px;background:radial-gradient(circle,rgba(67,139,196,.18),transparent 68%)}.orb-two{width:420px;height:420px;left:-200px;bottom:-100px;background:radial-gradient(circle,rgba(214,180,90,.14),transparent 68%)}.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:65px;align-items:center}.hero-copy h1{font-size:clamp(3.2rem,6vw,5.7rem);line-height:.97;margin:15px 0 23px;letter-spacing:-.055em}.hero-lead{max-width:650px;color:var(--text-soft);font-size:1.03rem}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.secondary-btn{display:inline-flex;align-items:center;gap:9px;min-height:54px;padding:11px 22px;border:1px solid var(--border);border-radius:999px;background:rgba(255,255,255,.7);font-weight:700;color:var(--navy);transition:var(--transition)}.secondary-btn:hover{transform:translateY(-2px);border-color:rgba(23,105,170,.3);color:var(--blue);box-shadow:var(--shadow-sm)}.hero-note{display:flex;gap:10px;align-items:flex-start;color:var(--text-muted);font-size:.78rem;max-width:590px}.hero-note i{color:var(--blue);font-size:1rem}.hero-card{padding:32px;border:1px solid rgba(255,255,255,.8);border-radius:30px;background:rgba(255,255,255,.78);box-shadow:var(--shadow-lg);backdrop-filter:blur(16px)}.hero-card-top{display:flex;justify-content:space-between;gap:20px}.mini-label{margin:0 0 7px;font-size:.68rem;letter-spacing:.14em;font-weight:800;color:var(--blue)}.hero-card h2{font-size:2rem;margin:0}.hero-card h2 em{font-family:"Bodoni Moda",Georgia,serif;color:var(--blue);font-weight:500}.road-icon{width:54px;height:54px;display:grid;place-items:center;border-radius:16px;background:var(--navy);color:#fff;font-size:1.35rem}.roadmap-mini{margin:27px 0 10px}.roadmap-mini div{display:grid;grid-template-columns:42px 1fr;grid-template-rows:auto auto;padding:16px 0;border-bottom:1px solid var(--border)}.roadmap-mini span{grid-row:1/3;color:var(--gold);font-weight:800}.roadmap-mini strong{color:var(--navy)}.roadmap-mini small{color:var(--text-muted)}.card-link{display:flex;justify-content:space-between;padding-top:18px;color:var(--blue);font-weight:700}.journey-section,.loan-section,.questions-section{padding:105px 0}.section-heading{max-width:680px;margin-bottom:42px}.section-heading.centered{text-align:center;margin-inline:auto}.section-heading h2{font-size:clamp(2.4rem,4vw,3.7rem);line-height:1.02;margin:13px 0}.section-heading p:not(.section-label){color:var(--text-soft)}.journey-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.journey-card{position:relative;min-height:275px;padding:27px 23px;border:1px solid var(--border);border-radius:22px;background:rgba(255,255,255,.65);transition:var(--transition)}.journey-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:rgba(23,105,170,.2)}.journey-card.featured{background:var(--navy);color:#fff}.journey-card.featured h3,.journey-card.featured p{color:#fff}.journey-card.featured p{opacity:.75}.journey-card i{font-size:1.55rem;color:var(--blue);margin:23px 0 12px;display:block}.journey-card.featured i{color:var(--gold)}.step-number{position:absolute;right:20px;top:19px;color:var(--gold);font-weight:800;font-size:.75rem}.journey-card h3{font-size:1.2rem}.journey-card p{font-size:.87rem;color:var(--text-soft)}.journey-card a{color:var(--blue);font-size:.84rem;font-weight:700}.journey-card.featured a{color:var(--gold-light)}.numbers-section{padding:105px 0;background:linear-gradient(135deg,#f2f8fb,#fffdf7)}.numbers-shell{display:grid;grid-template-columns:.72fr 1.28fr;gap:45px;align-items:center}.numbers-copy h2,.checklist-intro h2{font-size:clamp(2.5rem,4vw,4rem);line-height:1.02;margin:14px 0}.numbers-copy>p:not(.section-label),.checklist-intro>p:not(.section-label){color:var(--text-soft);margin-bottom:25px}.cost-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.cost-card{padding:22px;border-radius:19px;background:#fff;border:1px solid var(--border);box-shadow:var(--shadow-sm);display:grid;grid-template-columns:38px 1fr;grid-template-rows:auto auto;column-gap:12px}.cost-card i{grid-row:1/3;color:var(--blue);font-size:1.2rem}.cost-card strong{color:var(--navy)}.cost-card span{font-size:.78rem;color:var(--text-soft)}.loan-section{background:var(--paper)}.loan-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.loan-card{padding:29px 24px;background:#fff;border:1px solid var(--border);border-radius:22px;box-shadow:var(--shadow-sm);position:relative}.loan-card>span{position:absolute;right:20px;top:17px;color:var(--gold);font-weight:800;font-size:.75rem}.loan-card i{display:block;color:var(--blue);font-size:1.6rem;margin-bottom:22px}.loan-card h3{font-size:1.15rem}.loan-card p{font-size:.84rem;color:var(--text-soft)}.checklist-section{padding:105px 0;background:linear-gradient(135deg,var(--navy),var(--blue-dark));color:#fff}.checklist-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:60px;align-items:start}.checklist-intro h2{color:#fff}.checklist-intro h2 span{color:var(--gold-light)}.checklist-intro>p:not(.section-label){color:rgba(255,255,255,.72)}.progress-wrap{margin:35px 0 22px}.progress-top{display:flex;justify-content:space-between;font-size:.8rem;margin-bottom:9px;color:rgba(255,255,255,.7)}.progress-top strong{color:#fff}.progress-track{height:8px;border-radius:99px;background:rgba(255,255,255,.14);overflow:hidden}.progress-track div{height:100%;width:0;background:var(--gold);border-radius:99px;transition:width .3s}.reset-btn{border:0;background:transparent;color:rgba(255,255,255,.72);padding:0;font-weight:600}.reset-btn:hover{color:#fff}.checklist-card{padding:14px 22px;border-radius:26px;background:rgba(255,255,255,.97);box-shadow:var(--shadow-lg)}.check-item{display:grid;grid-template-columns:24px 1fr;gap:15px;padding:18px 5px;border-bottom:1px solid var(--border);cursor:pointer}.check-item:last-child{border-bottom:0}.check-item input{position:absolute;opacity:0;pointer-events:none}.check-box{width:24px;height:24px;border:1.5px solid rgba(16,42,67,.22);border-radius:8px;display:grid;place-items:center;color:#fff;transition:var(--transition)}.check-box i{opacity:0;font-size:.8rem}.check-item input:checked~.check-box{background:var(--blue);border-color:var(--blue)}.check-item input:checked~.check-box i{opacity:1}.check-item input:checked~span:last-child strong{text-decoration:line-through;color:var(--text-muted)}.check-item strong{display:block;color:var(--navy);font-size:.91rem}.check-item small{display:block;color:var(--text-soft);font-size:.76rem;margin-top:2px}.assistance-section{padding:95px 0}.assistance-box{display:grid;grid-template-columns:85px 1fr;gap:25px;padding:45px;border:1px solid rgba(212,173,85,.35);border-radius:28px;background:linear-gradient(135deg,var(--gold-pale),#fff)}.assistance-icon{width:70px;height:70px;display:grid;place-items:center;border-radius:22px;background:var(--navy);color:var(--gold);font-size:1.6rem}.assistance-box h2{font-size:2.6rem;margin:12px 0}.assistance-box p:not(.section-label){color:var(--text-soft);max-width:780px}.info-points{display:flex;gap:18px;flex-wrap:wrap;margin-top:18px}.info-points span{font-size:.8rem;font-weight:700;color:var(--navy)}.info-points i{color:var(--blue)}.question-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.question-card{padding:27px;border-radius:22px;background:#fff;border:1px solid var(--border);box-shadow:var(--shadow-sm)}.question-card i{font-size:1.35rem;color:var(--blue)}.question-card p{font-weight:600;color:var(--navy);margin:22px 0 0}.faq-section{padding:100px 0;background:#f4f8fa}.faq-container{max-width:920px}.accordion-item{border:1px solid var(--border)!important;border-radius:15px!important;overflow:hidden;margin-bottom:10px;background:#fff}.accordion-button{font-weight:700;color:var(--navy);padding:21px 22px;background:#fff;box-shadow:none!important}.accordion-button:not(.collapsed){color:var(--blue);background:var(--blue-pale)}.accordion-body{color:var(--text-soft);font-size:.9rem;padding:0 22px 22px}.guide-cta{padding:85px 0}.cta-box{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:45px 50px;border-radius:30px;background:var(--navy);box-shadow:var(--shadow-lg);color:#fff}.cta-box h2{font-size:2.7rem;color:#fff;margin:11px 0}.cta-box h2 span{color:var(--gold-light)}.cta-box p:not(.section-label){color:rgba(255,255,255,.68);max-width:650px}.cta-actions{display:flex;gap:12px;flex-wrap:wrap;flex-shrink:0}.light-btn{background:transparent;border-color:rgba(255,255,255,.25);color:#fff!important}.light-btn:hover{background:#fff;color:var(--navy)!important}@media(max-width:1050px){.journey-grid{grid-template-columns:repeat(2,1fr)}.loan-grid,.question-grid{grid-template-columns:repeat(2,1fr)}.hero-grid{gap:35px}.checklist-layout,.numbers-shell{grid-template-columns:1fr}.numbers-copy{max-width:650px}}@media(max-width:768px){.container{width:min(100% - 28px,1180px)}.guide-hero{padding-top:125px}.hero-grid{grid-template-columns:1fr}.hero-copy h1{font-size:3.3rem}.hero-card{margin-top:10px}.journey-grid,.loan-grid,.question-grid{grid-template-columns:1fr}.journey-section,.loan-section,.questions-section,.numbers-section,.checklist-section{padding:75px 0}.cost-grid{grid-template-columns:1fr}.assistance-box{grid-template-columns:1fr;padding:30px}.cta-box{flex-direction:column;align-items:flex-start;padding:34px}.navbar-collapse{padding:15px 0}}